# Residential Mortgages: Complete Guide to Home Purchase Finance
Residential mortgages are the most common type of mortgage, used to purchase properties for personal occupation.
## Types of Residential Mortgages
### First Time Buyer
– **Higher LTV** options
– **Government schemes**
– **Special rates** available
– **Lower deposit** requirements
### Home Mover
– **Portable mortgages**
– **Additional borrowing**
– **Equity release**
– **Flexible** terms
*Looking for a residential mortgage? Our specialist brokers can help you find the best deals for your home purchase.*