# Foreign National Mortgages: Complete Guide for International Buyers
Foreign nationals can secure UK mortgages, but the process and requirements differ from UK residents.
## Who is Considered a Foreign National?
Foreign nationals include:
– **Non-UK citizens** living abroad
– **UK citizens** living overseas
– **International investors**
– **Expats** returning to the UK
## Key Requirements
### Documentation
– **Passport** and visa status
– **Proof of income** from overseas
– **Bank statements** in multiple currencies
– **Employment contracts**
### Deposit Requirements
– **Higher deposits** typically required (25-40%)
– **Proof of funds** from overseas accounts
– **Currency exchange** considerations
– **International bank** references
*Need help as a foreign national? Our specialist brokers understand international mortgage requirements.*