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Category: Bridging

  • RAW Capital Partners Expands Bridging Loan Offerings

    RAW Capital Partners Expands Bridging Loan Offerings

    RAW Capital Partners, a specialist lender based in Guernsey, has introduced bridging loans to its product range, providing new financing options for UK property investors. This addition is significant as it allows for unregulated, first-charge loans secured against UK residential properties, catering to a broader audience of borrowers.

    TL;DR: RAW Capital Partners now offers bridging loans from £100,000 to £4 million, targeting UK property investors; this expansion enhances financing options for landlords and brokers.

    What are the details of the new bridging loans?

    The newly launched bridging loans range from £100,000 to £4 million, with terms lasting between three to 18 months. The loans come with a maximum loan-to-value (LTV) ratio of 60%, and the interest rates are tiered based on the LTV. This structured approach allows borrowers to choose a loan that aligns with their financial strategy.

    Who can benefit from these bridging loans?

    These loans are particularly beneficial for foreign nationals, UK expatriates, and Channel Islanders who have been investing in UK buy-to-let properties. Since December 2025, RAW Capital has expanded its lending criteria to include UK residents, thereby broadening access to these financial products.

    What this means for property investors and brokers

    The introduction of bridging loans by RAW Capital Partners is a positive development for landlords and brokers seeking quick financing solutions. With the lender’s RAW Mortgage Fund managing over £220 million in assets, the emphasis on speed and certainty in the lending process is important for those needing immediate capital to seize investment opportunities.

    Frequently asked questions

    What is a bridging loan?

    A bridging loan is a short-term financing option that helps borrowers bridge the gap between immediate financial needs and long-term funding solutions.

    How do I apply for a bridging loan with RAW Capital Partners?

    Interested borrowers can apply through brokers who work with RAW Capital Partners, ensuring they meet the criteria for the desired loan amount and terms.

  • RAW Capital Partners Launches New Bridging Loan Offerings

    RAW Capital Partners Launches New Bridging Loan Offerings

    RAW Capital Partners, a specialist lender based in Guernsey, has introduced bridging loans to its portfolio, aiming to enhance its offerings for UK property investors. This move is significant as it allows for quick financing solutions, which can be essential in the fast-paced property market.

    TL;DR: RAW Capital Partners now offers unregulated bridging loans from £100,000 to £4 million, targeting UK property investors; this expansion is designed to provide fast funding options for brokers and borrowers.

    What Are the Key Features of the New Bridging Loans?

    The newly launched bridging loans from RAW Capital Partners are available in amounts ranging from £100,000 to £4 million, with terms spanning three to 18 months. The loans are secured against UK residential properties, featuring a maximum loan-to-value (LTV) ratio of 60%. Interest rates are tiered based on the LTV, allowing for flexibility depending on the borrower’s circumstances. Funding for these loans will come from the RAW Mortgage Fund, which boasts over £220 million in assets.

    Who Can Benefit from These Bridging Loans?

    These bridging loans are particularly beneficial for foreign nationals, UK expatriates, and Channel Islanders who are looking to invest in UK buy-to-let properties. Additionally, since RAW Capital Partners expanded its lending criteria to include UK residents in December 2025, a broader audience can now access these financial products. The emphasis on speed and certainty in the loan process is designed to attract brokers and investors who require quick turnaround times.

    What This Means for Property Investors and Brokers

    The introduction of bridging loans by RAW Capital Partners is a significant development for property investors and brokers. With the ability to secure funding quickly, investors can seize opportunities in the property market without lengthy delays. Brokers will also benefit from having more options to present to their clients, enhancing their service offerings in a competitive market.

    Frequently asked questions

    What types of properties can be used for securing these loans?

    The bridging loans are secured against UK residential properties, making them suitable for various types of residential investments.

    How quickly can borrowers expect to receive funding?

    RAW Capital Partners emphasizes speed and certainty in their loan offerings, although specific timelines may vary based on individual circumstances.

  • RAW Capital Partners Expands Bridging Finance Range

    RAW Capital Partners Expands Bridging Finance Range

    RAW Capital Partners has launched a new range of bridging finance products, enhancing its offerings for UK landlords and investors. This move follows the company’s recent expansion into the UK resident market, which began in December 2025, and aims to provide fast and reliable financing solutions.

    TL;DR: RAW Capital Partners now offers bridging loans from £100,000 to £4 million for UK property investors; with terms from three to 18 months, this is a significant option for brokers and landlords seeking quick funding.

    What is the new bridging finance range?

    The Guernsey-based lender has introduced bridging finance products designed to cater to a variety of property investment needs. Loan sizes range from £100,000 to £4 million, with terms available from three to 18 months. The maximum loan to value (LTV) is set at 60%, with pricing structured on a tiered basis according to LTV. This flexible offering is particularly beneficial for those looking to finance property quickly.

    How does this impact UK landlords and investors?

    The introduction of bridging finance options allows UK landlords and property investors to access quick funding, which is important in a competitive market. With the focus on speed and certainty of execution, investors can seize opportunities without lengthy delays. This can be particularly advantageous for those looking to secure properties that may require rapid transactions.

    Who can benefit from RAW Capital Partners’ bridging finance?

    Brokers and property investors are the primary beneficiaries of this new range. The products are tailored to meet the needs of those who require swift financing solutions, whether for purchasing buy-to-let properties or for other investment strategies. The assurance of quick funding can help brokers serve their clients more effectively, enhancing their service offerings.

    Frequently asked questions

    What are the terms for the new bridging finance products?

    The new bridging finance products offer loan sizes from £100,000 to £4 million, with terms ranging from three to 18 months and a maximum LTV of 60%.

    How can brokers and investors access these loans?

    Brokers can access these bridging loans through RAW Capital Partners, which emphasizes speed and certainty in execution, ideal for quick property transactions.

  • Bridging Finance Offers Hit £520m in Q2 2026

    Bridging Finance Offers Hit £520m in Q2 2026

    The latest data from Brickflow reveals significant activity in the bridging finance sector, with £520 million in property finance offers recorded in the second quarter of 2026. This surge highlights the ongoing demand for development and bridging finance, despite a slight decline in search activity.

    TL;DR: Bridging finance offers reached £258.9 million in Q2 2026, while development finance accounted for £236.5 million; borrowers should note the decrease in search activity for bridging and commercial mortgages.

    How Did Bridging Finance Perform in Q2 2026?

    Bridging finance offers totalled £258.9 million in the second quarter, contributing to the overall £520 million in property finance offers reported by Brickflow. Development finance, which represented 61% of the total value of searches, amounted to £236.5 million, indicating a strong interest in funding property developments. However, searches for bridging finance fell by 13.6%, suggesting a cooling in immediate demand.

    What Trends Are Emerging in Property Finance?

    While bridging finance offers decreased, requests for decisions in principle increased by 6% for bridging finance and 12% for commercial mortgages. This indicates that while immediate applications may be declining, there is still a growing interest in securing finance for future projects. The overall decline in bridging searches aligns with broader market trends, as reported by the Bridging & Development Lenders Association, which noted a 15% drop in applications across the market in Q1 2026.

    What This Means for Borrowers and Investors

    For landlords, borrowers, and investors, the current market suggests a cautious approach to bridging finance. The decrease in search activity could indicate a shift in market sentiment, prompting stakeholders to reassess their financing strategies. However, the increase in lenders willing to finance land with detailed planning permission—up 61% from the previous quarter—could present new opportunities for development projects.

    Frequently Asked Questions

    What types of finance are included in the £520 million figure?

    The £520 million includes bridging finance offers (£258.9 million), development finance (£236.5 million), and commercial mortgage offers (£24.6 million).

    Why did bridging searches decline in Q2 2026?

    The 13.6% decline in bridging searches may reflect a broader market cooling, as indicated by similar trends reported by industry associations.

  • RAW Capital Partners Introduces New Bridging Finance Options

    RAW Capital Partners Introduces New Bridging Finance Options

    RAW Capital Partners has launched a new range of bridging finance products aimed at enhancing its offerings for UK property investors. This move follows the lender’s recent expansion into the UK resident market, allowing them to cater to a wider audience beyond foreign nationals and expats.

    TL;DR: RAW Capital Partners now offers bridging loans from £100,000 to £4m for UK property investors; the new products feature terms from three to 18 months and a maximum LTV of 60%.

    What is Bridging Finance?

    Bridging finance is a short-term loan option designed to provide quick access to funds for property transactions. It is typically used by investors who need to secure a property quickly before permanent financing is arranged. The new range from RAW Capital Partners offers flexibility with loan sizes ranging from £100,000 to £4 million.

    How Does This Affect UK Property Investors?

    The introduction of these bridging finance options is significant for UK property investors, particularly those looking to act quickly in a competitive market. With terms available from three to 18 months and a maximum loan-to-value ratio of 60%, investors can secure funding rapidly, which is essential for purchasing properties or completing renovations.

    What Should Brokers Know?

    Brokers should note that these products are structured with a tiered pricing model based on the loan-to-value ratio, which can help them tailor solutions for their clients. The emphasis on speed and certainty in execution means that brokers can expect a streamlined process when working with RAW Capital Partners.

    What This Means for Borrowers

    For borrowers, the new bridging finance options provide an opportunity to use quick funding for property investments. With funding sourced from the RAW Mortgage Fund, which manages over £220 million in assets, borrowers can benefit from a reliable and swift lending process, important for capitalising on investment opportunities.

    Frequently asked questions

    What are the typical uses for bridging finance?

    Bridging finance is often used for purchasing properties quickly, financing renovations, or covering gaps in property transactions where timing is critical.

    How quickly can I access bridging finance?

    Bridging finance can typically be arranged quickly, often within a matter of days, making it ideal for urgent property purchases.

  • RAW Capital Partners Launches Bridging Finance Range

    RAW Capital Partners Launches Bridging Finance Range

    RAW Capital Partners has introduced a new range of bridging finance products aimed at UK landlords and investors. This move expands their offerings beyond bespoke mortgages for foreign nationals and UK expats, marking a significant step into the UK resident market.

    TL;DR: Loan sizes for bridging finance range from £100,000 to £4 million, with terms from three to 18 months; this new offering aims to support brokers and investors seeking quick funding solutions.

    What is the new bridging finance range?

    The Guernsey-based lender’s bridging finance products are designed to provide quick access to capital for property investments. Loan amounts vary from £100,000 to £4 million, with flexible terms ranging from three to 18 months. The maximum loan-to-value (LTV) ratio is set at 60%, and pricing is tiered based on LTV, allowing for tailored solutions depending on the specific needs of borrowers.

    Why is this significant for the UK property market?

    This launch is particularly important for landlords and property investors who require fast financing options. With the current economic climate placing pressure on traditional lending, bridging finance can serve as a vital tool for securing properties quickly, especially in competitive markets. The focus on speed and certainty of execution is designed to meet the urgent needs of brokers and their clients.

    What does this mean for brokers and investors?

    Brokers will benefit from a new financing option that prioritizes efficiency, which is essential in a fast-paced property market. The backing of the RAW Mortgage Fund, which manages over £220 million in assets, provides confidence in the lender’s ability to deliver on its promises. Investors looking for quick financing solutions can use these products to capitalize on time-sensitive opportunities in property acquisition.

    Frequently asked questions

    What types of properties can I use bridging finance for?

    Bridging finance can be used for a variety of property types, including residential, commercial, and buy-to-let properties, making it a versatile option for investors.

    How quickly can I access funds with bridging finance?

    Bridging finance is designed for speed, with many lenders, including RAW Capital Partners, aiming to provide funds within days, depending on the specifics of the application.

  • RAW Capital Partners Launches Bridging Loans for Investors

    RAW Capital Partners Launches Bridging Loans for Investors

    RAW Capital Partners, a specialist lender based in Guernsey, has introduced bridging loans to its range of financial products, marking a significant expansion for the company. This move is particularly relevant for landlords, brokers, and investors seeking quick financing options secured against UK residential properties.

    TL;DR: RAW Capital Partners now offers bridging loans ranging from £100,000 to £4 million; this expansion provides new financing opportunities for landlords and investors.

    What are the details of the new bridging loans?

    The bridging loans from RAW Capital Partners are unregulated, first-charge loans secured against UK residential property. Borrowers can access loans from £100,000 up to £4 million, with terms ranging from three to 18 months. The maximum loan-to-value (LTV) ratio is set at 60%, with interest rates tiered based on the LTV. This flexibility allows investors to quickly secure funding for property acquisitions or renovations.

    Who can benefit from these bridging loans?

    The new bridging loans are designed for a diverse range of borrowers, including foreign nationals, UK expatriates, and Channel Islanders who have previously invested in UK buy-to-let properties. As of December 2025, RAW Capital Partners expanded its lending criteria to include UK residents, broadening its potential client base. This change is significant for those needing fast access to capital in a competitive property market.

    What this means for landlords and investors

    The introduction of bridging loans by RAW Capital Partners offers landlords and investors a valuable tool for financing property transactions quickly. With the ability to secure substantial loans at competitive rates, property buyers can act swiftly in a dynamic market, potentially gaining an edge over competitors. The emphasis on speed and certainty in the lending process is particularly beneficial for those looking to capitalise on time-sensitive opportunities.

    Frequently asked questions

    What types of properties can be used for securing bridging loans?

    Bridging loans can be secured against UK residential properties, providing flexibility for various investment strategies.

    How long does it take to obtain a bridging loan from RAW Capital Partners?

    The lender focuses on speed and certainty, aiming to provide quick access to funds, typically within a matter of days.

  • RAW Capital Partners Introduces Bridging Loans

    RAW Capital Partners Introduces Bridging Loans

    RAW Capital Partners, a specialist lender based in Guernsey, has expanded its offerings by introducing bridging loans secured against UK residential properties. This move is significant as it allows for unregulated, first-charge loans, providing a new financing option for various borrowers.

    TL;DR: RAW Capital Partners now offers bridging loans secured against UK residential properties; this expansion benefits brokers and investors seeking quick financing solutions.

    What are the key features of RAW Capital’s bridging loans?

    The new bridging loans from RAW Capital Partners are designed to cater to a variety of borrowers, including foreign nationals, UK expatriates, and now UK residents. These loans are particularly attractive for investors looking to secure fast funding for property acquisitions or renovations. The loans will be financed through the RAW Mortgage Fund, ensuring a robust backing for these financial products.

    How does this impact landlords and property investors?

    This development is particularly relevant for landlords and property investors who often require quick access to capital for property purchases or improvements. The ability to secure bridging loans provides flexibility and speed, which are critical in the fast-paced property market. Borrowers can tailor their financing to their specific needs and risk profiles.

    What this means for brokers and financial advisors

    For brokers, the introduction of these bridging loans presents an opportunity to offer clients a wider array of financing options. The emphasis on speed and certainty in the lending process aligns with the needs of many clients looking to act quickly in the property market. As RAW Capital Partners continues to expand its lending criteria, brokers should monitor these developments closely to better serve their clients.

    Frequently asked questions

    What types of properties can be used for bridging loans?

    Bridging loans from RAW Capital Partners can be secured against UK residential properties, making them suitable for various investment purposes.

    What is the maximum loan amount available?

    The maximum loan amount available through RAW Capital’s bridging loans is significant, with a minimum requirement also in place.

  • Bridging Finance Offers Reach £520 Million in Q2 2026

    Bridging Finance Offers Reach £520 Million in Q2 2026

    The latest report from Brickflow highlights a significant £520 million in property finance offers for the second quarter of 2026. This figure underscores the ongoing demand for bridging finance, despite a notable decline in search activity across various finance categories. The report reveals critical trends that could impact landlords, borrowers, and investors in the UK property market.

    TL;DR: Brickflow reported £520 million in property finance offers in Q2 2026; development finance constituted 61% of searches, indicating strong demand despite falling search volumes.

    What Types of Finance Are Being Sought?

    Brickflow’s data shows that development finance searches made up 61% of the total value of searches on its platform, translating to over £8 billion. Within this, development finance offers reached £236.5 million, bridging finance offers amounted to £258.9 million, and commercial mortgage offers totalled £24.6 million. This distribution reflects a robust interest in development projects, which may be appealing for investors looking to capitalise on property growth.

    How Are Bridging Searches Changing?

    Interestingly, while bridging finance offers were substantial, searches for bridging finance fell by 13.6%. This trend mirrors a broader market decline, as reported by the Bridging & Development Lenders Association, which noted a 15% drop in applications across the market, totalling £9.9 billion in the first quarter of 2026. This decline may suggest a cautious approach among borrowers amid economic uncertainties.

    What Does This Mean for Investors and Borrowers?

    For landlords and investors, the increase in development finance offers could signal opportunities for growth, especially as the number of bridging lenders willing to finance land with detailed planning permission rose by 61% between late 2025 and mid-2026. This expansion of lending options, including new entrants like HBI Capital and Pallas Capital to Brickflow’s panel, enhances the availability of bridging and development finance. Investors should consider leveraging these options to fund new projects or acquisitions.

    Frequently Asked Questions

    What is bridging finance?

    Bridging finance is a short-term loan used to bridge the gap between the purchase of a new property and the sale of an existing one, or to finance property development.

    How can I access bridging finance?

    Borrowers can access bridging finance through various lenders, including specialist finance platforms like Brickflow, which offer a range of options tailored to different property needs.

  • RAW Capital Partners Expands Bridging Finance Options

    RAW Capital Partners Expands Bridging Finance Options

    RAW Capital Partners has introduced a new range of bridging finance products aimed at enhancing its offerings for UK investors. This move follows the lender’s recent expansion into the UK resident market, enabling them to cater to a broader audience, including landlords and property investors.

    TL;DR: RAW Capital Partners now offers bridging finance loans from £100,000 to £4 million, targeting UK landlords and property investors; the new products promise quick execution and competitive terms.

    What is the new bridging finance range?

    The Guernsey-based lender has launched bridging finance options with loan sizes ranging from £100,000 to £4 million. These loans are available for terms between three to 18 months and come with a maximum loan-to-value (LTV) ratio of 60%. The pricing is tiered based on LTV, allowing for flexibility depending on the borrower’s needs.

    How does this impact UK landlords and property investors?

    This new offering is particularly relevant for UK landlords and property investors looking for quick financing solutions. The bridging finance products are designed to provide speed and certainty, which are essential for investors needing to act swiftly in a competitive property market. With funding sourced from the RAW Mortgage Fund, which manages over £220 million in assets, borrowers can expect a reliable and efficient service.

    Why is speed and certainty important in bridging finance?

    In the fast-paced property market, the ability to secure funding quickly can make a significant difference for investors. Bridging finance often serves as a temporary solution, allowing landlords to seize opportunities such as property purchases, renovations, or auctions without the delays typical of traditional mortgage processes. RAW Capital Partners emphasizes these qualities as key benefits of their new range.

    Frequently asked questions

    What types of properties can be financed with bridging loans?

    Bridging loans can be used for various property types, including residential buy-to-let, commercial properties, and development projects, depending on the lender’s criteria.

    How quickly can I access bridging finance?

    RAW Capital Partners aims to provide quick execution, allowing borrowers to access funds within days, making it suitable for urgent property transactions.