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Category: Bridging

  • CHL Mortgages Launches New Bridging Finance Range

    CHL Mortgages Launches New Bridging Finance Range

    CHL Mortgages has unveiled its new bridging finance range, providing both regulated and unregulated short-term funding options for property transactions and refurbishment projects. This expansion enhances CHL Mortgages’ offerings in the specialist lending sector, catering to borrowers in need of quick financial solutions across various property scenarios.

    TL;DR: CHL Mortgages now offers bridging finance options, impacting borrowers needing short-term funding for property deals; this move strengthens their position in the specialist lending market.

    What is Bridging Finance?

    Bridging finance is a type of short-term loan designed to bridge the gap between the purchase of a new property and the sale of an existing one. It is typically used for urgent transactions or refurbishment projects, allowing borrowers to access funds quickly. CHL Mortgages’ new range includes both regulated and unregulated options, catering to a diverse set of needs.

    Who Can Benefit from CHL’s Bridging Finance?

    This new offering is particularly beneficial for landlords, property investors, and homeowners looking to purchase properties quickly or fund renovations. With CHL Mortgages being part of Chetwood Bank, borrowers can expect secure funding and operational resilience, making it a reliable choice for short-term finance needs.

    What This Means for Borrowers and Brokers

    The launch of CHL Mortgages’ bridging finance range provides additional options for borrowers who require swift financing solutions. For brokers, this expansion offers a new product to recommend to clients, enhancing their service offerings in the competitive property market. As the demand for fast funding continues to rise, this could lead to increased opportunities for both borrowers and brokers alike.

    Frequently asked questions

    What types of projects can bridging finance be used for?

    Bridging finance can be used for various projects, including purchasing new properties, funding renovations, or facilitating quick sales in property transactions.

    How does bridging finance differ from traditional mortgages?

    Unlike traditional mortgages, which are long-term loans, bridging finance is a short-term solution designed for immediate funding needs, often with quicker approval processes.

  • CHL Mortgages Unveils New Bridging Finance Options

    CHL Mortgages Unveils New Bridging Finance Options

    CHL Mortgages has launched a new bridging finance range, providing both regulated and unregulated short-term funding options for property transactions and refurbishment projects. This expansion enhances CHL Mortgages’ specialist lending capabilities, allowing them to cater to a wider array of borrowers needing quick financial solutions.

    TL;DR: CHL Mortgages now offers bridging finance, enabling quick funding for property transactions; this is significant for borrowers and investors seeking flexible financial solutions.

    What is Bridging Finance?

    Bridging finance is a short-term loan designed to cover immediate funding needs, often used in property transactions. It allows borrowers to secure funds quickly, making it suitable for purchasing properties at auction, financing renovations, or bridging gaps in property sales. With CHL Mortgages’ new offering, borrowers can access both regulated and unregulated options, providing flexibility depending on their specific needs.

    Who Can Benefit from CHL Mortgages’ Bridging Range?

    This new bridging finance range is particularly beneficial for landlords, property investors, and developers who require swift access to funds. Whether it’s for a quick property acquisition or financing a refurbishment project, the availability of short-term finance can make a significant difference in capitalising on opportunities in the property market.

    What This Means for Borrowers and Investors

    The launch of CHL Mortgages’ bridging finance options signifies a growing trend in the specialist lending market, providing more choices for borrowers. With the backing of Chetwood Bank, borrowers can expect secure funding and operational resilience. This development is important for those looking to navigate competitive property scenarios, as it enhances their ability to act quickly when opportunities arise.

    Frequently Asked Questions

    What types of projects can bridging finance be used for?

    Bridging finance can be used for various projects, including purchasing properties at auction, financing renovations, or covering gaps in property sales.

    How does CHL Mortgages’ bridging finance differ from traditional loans?

    Unlike traditional loans, bridging finance is designed for short-term needs, providing quicker access to funds, which is essential for time-sensitive property transactions.

  • RAW Capital Partners Launches New Bridging Loan Offering

    RAW Capital Partners Launches New Bridging Loan Offering

    RAW Capital Partners has expanded its lending portfolio by introducing bridging loans, which are unregulated, first-charge loans secured against UK residential properties. This move is significant for landlords and investors seeking quick financing options.

    TL;DR: RAW Capital Partners now offers bridging loans targeting landlords and investors needing fast access to funds; loans are secured against UK residential properties.

    What are the key features of RAW’s bridging loans?

    The bridging loans from RAW Capital Partners are designed to provide rapid funding solutions. They are available in various amounts, with a maximum loan-to-value (LTV) ratio. The interest rates are tiered based on the LTV, making it important for borrowers to understand their financial positioning. Loans are funded through the RAW Mortgage Fund, ensuring robust backing for these financial products.

    Who can benefit from these bridging loans?

    This offering primarily targets landlords, property investors, and brokers. Since RAW Capital Partners has expanded its lending criteria to include UK residents, more individuals can now access these loans. The focus on speed and certainty in the lending process is particularly appealing for those needing to secure properties quickly or manage cash flow during transactions.

    What this means for landlords and investors

    For landlords and investors, the introduction of bridging loans by RAW Capital Partners provides an alternative financing option that can facilitate quicker property acquisitions or renovations. With the ability to secure funding against residential properties, investors can act swiftly in a competitive market. Brokers should also note the increased options available for their clients, enhancing their service offerings.

    Frequently asked questions

    What is a bridging loan?

    A bridging loan is a short-term financing option used to bridge the gap between the purchase of a new property and the sale of an existing one, typically secured against property.

    How can I apply for a bridging loan with RAW Capital Partners?

    Interested borrowers can apply for a bridging loan through brokers or directly with RAW Capital Partners, providing necessary documentation to assess eligibility and loan terms.

  • RAW Capital Partners Launches New Bridging Loan Service

    RAW Capital Partners Launches New Bridging Loan Service

    RAW Capital Partners has expanded its offerings by introducing bridging loans, a move that enhances its specialist lending portfolio. This development is significant for landlords and property investors seeking swift financing options, particularly in the current dynamic property market.

    TL;DR: RAW Capital Partners now offers bridging loans ranging from £100,000 to £4 million, targeting landlords and investors needing quick access to funds; loans are secured against UK residential property with a maximum loan-to-value ratio of 60%.

    What Are the Key Features of RAW’s Bridging Loans?

    The new bridging loans from RAW Capital Partners are unregulated, first-charge loans secured against UK residential properties. Borrowers can access loans starting from £100,000 up to £4 million, with terms ranging from three to 18 months. The maximum loan-to-value (LTV) ratio is set at 60%, and interest rates are tiered based on the LTV.

    Who Can Benefit from These Bridging Loans?

    This new offering is particularly beneficial for foreign nationals, UK expatriates, and Channel Islanders who have previously invested in UK buy-to-let properties. Following an expansion of lending criteria in December 2025, UK residents can now also apply for these loans, broadening the potential customer base significantly.

    What This Means for Landlords and Investors

    The introduction of bridging loans by RAW Capital Partners provides landlords and property investors with a fast and reliable financing option. With the RAW Mortgage Fund managing over £220 million in assets, the lender is well-positioned to deliver quick decisions and funding, which is important for those looking to seize investment opportunities in a competitive market.

    Frequently asked questions

    What is a bridging loan?

    A bridging loan is a short-term financing option that helps borrowers bridge the gap between purchasing a new property and selling their existing one or securing long-term financing.

    How do I apply for a bridging loan with RAW Capital Partners?

    To apply for a bridging loan, contact RAW Capital Partners directly or work through a mortgage broker who can assist you with the application process.

  • RAW Capital Partners Launches Bridging Loans in UK

    RAW Capital Partners Launches Bridging Loans in UK

    RAW Capital Partners, a specialist lender based in Guernsey, has expanded its product offerings by introducing bridging loans secured against UK residential properties. This move is significant as it allows a broader range of borrowers, including foreign nationals and UK residents, to access quick financing solutions for property investments.

    TL;DR: RAW Capital Partners now offers bridging loans from £100,000 to £4 million for terms of three to 18 months; this change benefits landlords and investors seeking fast funding options.

    What are the Key Features of RAW’s Bridging Loans?

    The newly launched bridging loans are unregulated and come with first-charge security against residential properties in the UK. Borrowers can access loans ranging from £100,000 to £4 million, with a maximum loan-to-value (LTV) ratio of 60%. The interest rates are tiered based on the LTV, providing flexibility for different borrowing scenarios. These loans are funded through the RAW Mortgage Fund, which boasts over £220 million in assets under management.

    Who Can Benefit from These Bridging Loans?

    The introduction of bridging loans by RAW Capital Partners is particularly beneficial for landlords and property investors looking for quick financing solutions. With terms of three to 18 months, these loans can facilitate timely property acquisitions or renovations, enabling investors to act swiftly in a competitive market. The recent expansion of lending criteria to include UK residents further broadens the potential borrower base.

    What This Means for Borrowers and Brokers

    This development is a positive sign for brokers and borrowers alike, as it enhances the options available in the bridging loan market. Speed and certainty are highlighted as key qualities of RAW’s offering, which may help streamline the property investment process. As the demand for bridging finance continues to grow, brokers should keep an eye on how this new product can meet their clients’ needs.

    Frequently asked questions

    What is a bridging loan?

    A bridging loan is a short-term financing option used to bridge the gap between the purchase of a new property and the sale of an existing one.

    How can I apply for a bridging loan with RAW Capital Partners?

    Interested borrowers can contact RAW Capital Partners directly or work with a mortgage broker to explore their bridging loan options.

  • RAW Capital Partners Launches Bridging Loans for UK Investors

    RAW Capital Partners Launches Bridging Loans for UK Investors

    RAW Capital Partners, a Guernsey-based specialist lender, has expanded its offerings by introducing bridging loans secured against UK residential property. This move is significant for landlords and investors seeking quick financing options, as it provides a new avenue for accessing funds efficiently.

    TL;DR: RAW Capital Partners now offers bridging loans ranging from £100,000 to £4 million, aimed at landlords and property investors; these loans are available for terms of three to 18 months with a maximum LTV of 60%.

    What are the Key Features of RAW’s Bridging Loans?

    The newly launched bridging loans are unregulated and come with first-charge security against residential properties in the UK. Borrowers can access funds between £100,000 and £4 million, with terms ranging from three to 18 months. The maximum loan-to-value (LTV) ratio is set at 60%, and interest rates are tiered based on the LTV. This structure allows for flexibility depending on the borrower’s equity position.

    Who Can Benefit from These Bridging Loans?

    These bridging loans are particularly beneficial for foreign nationals, UK expatriates, and Channel Islanders who have been investing in UK buy-to-let properties. Following an expansion in December 2025, UK residents are also eligible, broadening the potential borrower base. The swift funding capabilities of RAW Capital Partners are designed to meet the urgent needs of property investors.

    What This Means for Property Investors

    The introduction of bridging loans by RAW Capital Partners enhances the financing options available to property investors, especially those looking for quick access to capital. With a significant fund of over £220 million under management, RAW is well-positioned to provide speed and certainty in the lending process, important for investors needing to act quickly in a competitive market.

    Frequently asked questions

    What is a bridging loan?

    A bridging loan is a short-term financing option used to bridge the gap between the purchase of a new property and the sale of an existing one, often used in property investments.

    How does the LTV ratio affect my borrowing?

    The loan-to-value (LTV) ratio determines how much you can borrow against your property’s value; a lower LTV typically means better interest rates and terms.

  • RAW Capital Partners Expands Bridging Loan Offerings

    RAW Capital Partners Expands Bridging Loan Offerings

    RAW Capital Partners, a specialist lender based in Guernsey, has introduced bridging loans to its product range, providing new financing options for UK property investors. This addition is significant as it allows for unregulated, first-charge loans secured against UK residential properties, catering to a broader audience of borrowers.

    TL;DR: RAW Capital Partners now offers bridging loans from £100,000 to £4 million, targeting UK property investors; this expansion enhances financing options for landlords and brokers.

    What are the details of the new bridging loans?

    The newly launched bridging loans range from £100,000 to £4 million, with terms lasting between three to 18 months. The loans come with a maximum loan-to-value (LTV) ratio of 60%, and the interest rates are tiered based on the LTV. This structured approach allows borrowers to choose a loan that aligns with their financial strategy.

    Who can benefit from these bridging loans?

    These loans are particularly beneficial for foreign nationals, UK expatriates, and Channel Islanders who have been investing in UK buy-to-let properties. Since December 2025, RAW Capital has expanded its lending criteria to include UK residents, thereby broadening access to these financial products.

    What this means for property investors and brokers

    The introduction of bridging loans by RAW Capital Partners is a positive development for landlords and brokers seeking quick financing solutions. With the lender’s RAW Mortgage Fund managing over £220 million in assets, the emphasis on speed and certainty in the lending process is important for those needing immediate capital to seize investment opportunities.

    Frequently asked questions

    What is a bridging loan?

    A bridging loan is a short-term financing option that helps borrowers bridge the gap between immediate financial needs and long-term funding solutions.

    How do I apply for a bridging loan with RAW Capital Partners?

    Interested borrowers can apply through brokers who work with RAW Capital Partners, ensuring they meet the criteria for the desired loan amount and terms.

  • RAW Capital Partners Launches New Bridging Loan Offerings

    RAW Capital Partners Launches New Bridging Loan Offerings

    RAW Capital Partners, a specialist lender based in Guernsey, has introduced bridging loans to its portfolio, aiming to enhance its offerings for UK property investors. This move is significant as it allows for quick financing solutions, which can be essential in the fast-paced property market.

    TL;DR: RAW Capital Partners now offers unregulated bridging loans from £100,000 to £4 million, targeting UK property investors; this expansion is designed to provide fast funding options for brokers and borrowers.

    What Are the Key Features of the New Bridging Loans?

    The newly launched bridging loans from RAW Capital Partners are available in amounts ranging from £100,000 to £4 million, with terms spanning three to 18 months. The loans are secured against UK residential properties, featuring a maximum loan-to-value (LTV) ratio of 60%. Interest rates are tiered based on the LTV, allowing for flexibility depending on the borrower’s circumstances. Funding for these loans will come from the RAW Mortgage Fund, which boasts over £220 million in assets.

    Who Can Benefit from These Bridging Loans?

    These bridging loans are particularly beneficial for foreign nationals, UK expatriates, and Channel Islanders who are looking to invest in UK buy-to-let properties. Additionally, since RAW Capital Partners expanded its lending criteria to include UK residents in December 2025, a broader audience can now access these financial products. The emphasis on speed and certainty in the loan process is designed to attract brokers and investors who require quick turnaround times.

    What This Means for Property Investors and Brokers

    The introduction of bridging loans by RAW Capital Partners is a significant development for property investors and brokers. With the ability to secure funding quickly, investors can seize opportunities in the property market without lengthy delays. Brokers will also benefit from having more options to present to their clients, enhancing their service offerings in a competitive market.

    Frequently asked questions

    What types of properties can be used for securing these loans?

    The bridging loans are secured against UK residential properties, making them suitable for various types of residential investments.

    How quickly can borrowers expect to receive funding?

    RAW Capital Partners emphasizes speed and certainty in their loan offerings, although specific timelines may vary based on individual circumstances.

  • RAW Capital Partners Expands Bridging Finance Range

    RAW Capital Partners Expands Bridging Finance Range

    RAW Capital Partners has launched a new range of bridging finance products, enhancing its offerings for UK landlords and investors. This move follows the company’s recent expansion into the UK resident market, which began in December 2025, and aims to provide fast and reliable financing solutions.

    TL;DR: RAW Capital Partners now offers bridging loans from £100,000 to £4 million for UK property investors; with terms from three to 18 months, this is a significant option for brokers and landlords seeking quick funding.

    What is the new bridging finance range?

    The Guernsey-based lender has introduced bridging finance products designed to cater to a variety of property investment needs. Loan sizes range from £100,000 to £4 million, with terms available from three to 18 months. The maximum loan to value (LTV) is set at 60%, with pricing structured on a tiered basis according to LTV. This flexible offering is particularly beneficial for those looking to finance property quickly.

    How does this impact UK landlords and investors?

    The introduction of bridging finance options allows UK landlords and property investors to access quick funding, which is important in a competitive market. With the focus on speed and certainty of execution, investors can seize opportunities without lengthy delays. This can be particularly advantageous for those looking to secure properties that may require rapid transactions.

    Who can benefit from RAW Capital Partners’ bridging finance?

    Brokers and property investors are the primary beneficiaries of this new range. The products are tailored to meet the needs of those who require swift financing solutions, whether for purchasing buy-to-let properties or for other investment strategies. The assurance of quick funding can help brokers serve their clients more effectively, enhancing their service offerings.

    Frequently asked questions

    What are the terms for the new bridging finance products?

    The new bridging finance products offer loan sizes from £100,000 to £4 million, with terms ranging from three to 18 months and a maximum LTV of 60%.

    How can brokers and investors access these loans?

    Brokers can access these bridging loans through RAW Capital Partners, which emphasizes speed and certainty in execution, ideal for quick property transactions.

  • Bridging Finance Offers Hit £520m in Q2 2026

    Bridging Finance Offers Hit £520m in Q2 2026

    The latest data from Brickflow reveals significant activity in the bridging finance sector, with £520 million in property finance offers recorded in the second quarter of 2026. This surge highlights the ongoing demand for development and bridging finance, despite a slight decline in search activity.

    TL;DR: Bridging finance offers reached £258.9 million in Q2 2026, while development finance accounted for £236.5 million; borrowers should note the decrease in search activity for bridging and commercial mortgages.

    How Did Bridging Finance Perform in Q2 2026?

    Bridging finance offers totalled £258.9 million in the second quarter, contributing to the overall £520 million in property finance offers reported by Brickflow. Development finance, which represented 61% of the total value of searches, amounted to £236.5 million, indicating a strong interest in funding property developments. However, searches for bridging finance fell by 13.6%, suggesting a cooling in immediate demand.

    What Trends Are Emerging in Property Finance?

    While bridging finance offers decreased, requests for decisions in principle increased by 6% for bridging finance and 12% for commercial mortgages. This indicates that while immediate applications may be declining, there is still a growing interest in securing finance for future projects. The overall decline in bridging searches aligns with broader market trends, as reported by the Bridging & Development Lenders Association, which noted a 15% drop in applications across the market in Q1 2026.

    What This Means for Borrowers and Investors

    For landlords, borrowers, and investors, the current market suggests a cautious approach to bridging finance. The decrease in search activity could indicate a shift in market sentiment, prompting stakeholders to reassess their financing strategies. However, the increase in lenders willing to finance land with detailed planning permission—up 61% from the previous quarter—could present new opportunities for development projects.

    Frequently Asked Questions

    What types of finance are included in the £520 million figure?

    The £520 million includes bridging finance offers (£258.9 million), development finance (£236.5 million), and commercial mortgage offers (£24.6 million).

    Why did bridging searches decline in Q2 2026?

    The 13.6% decline in bridging searches may reflect a broader market cooling, as indicated by similar trends reported by industry associations.