blog mortgage118

Tag: The Right Mortgage

  • The Right Mortgage Welcomes New Manager in Mortgage Market

    The Right Mortgage Welcomes New Manager in Mortgage Market

    The Right Mortgage has appointed Drew Wilson as its new specialist lending development manager, a move that highlights the firm’s commitment to enhancing support for advisers in the complex mortgage market. With Wilson’s extensive background in specialist finance, this appointment is expected to strengthen the firm’s offerings to landlords and borrowers navigating non-standard lending scenarios.

    TL;DR: Drew Wilson joins The Right Mortgage as specialist lending development manager; his experience will aid advisers handling complex cases outside standard lending criteria.

    Who is Drew Wilson?

    Drew Wilson brings over five years of experience in mortgage and protection roles to his new position. He previously served as a national account manager at The Right Mortgage from 2020 to 2024, where he collaborated with member firms on various aspects like recruitment and compliance. Most recently, he worked at Crystal Specialist Finance, assisting clients in finding alternative finance solutions. Wilson’s recent experience in specialist lending will be invaluable as he returns to The Right Mortgage.

    What will Wilson’s role involve?

    In his new role, Wilson will report to Victoria Clark, the head of lending, and will be instrumental in supporting member firms and advisers in the specialist lending market. His focus will be on providing practical support to advisers dealing with cases that do not fit standard lending criteria, which is increasingly relevant as clients seek tailored solutions in a diverse mortgage market.

    What this means for the mortgage market

    Wilson’s appointment is significant for advisers working with clients who have unique financial circumstances. As the mortgage market evolves, many borrowers are finding themselves in situations that require non-traditional lending solutions. Wilson aims to equip advisers with the necessary resources and knowledge to navigate these complexities effectively, ensuring that clients receive the best possible support.

    Frequently asked questions

    What is specialist lending?

    Specialist lending refers to mortgage products designed for borrowers with unique financial situations, such as those with adverse credit, self-employment income, or complex property types.

    How can advisers benefit from Wilson’s expertise?

    Advisers can gain insights into navigating complex cases and accessing tailored solutions, enhancing their ability to serve clients with non-standard lending needs.

  • The Right Mortgage Enhances Specialist Lending in Market

    The Right Mortgage Enhances Specialist Lending in Market

    The Right Mortgage has appointed Drew Wilson as their new specialist lending development manager, a move that underscores the firm’s commitment to enhancing support for advisers in the evolving mortgage market. Wilson’s extensive experience in specialist lending will be pivotal as the market increasingly caters to diverse borrower needs.

    TL;DR: Drew Wilson joins The Right Mortgage to bolster support for advisers dealing with complex cases; his expertise aims to improve outcomes for clients outside standard lending criteria.

    Who is Drew Wilson?

    Drew Wilson brings over five years of experience in mortgage and protection roles, having recently earned his CeMAP qualification in 2023. His previous tenure at The Right Mortgage from 2020 to 2024 as a national account manager involved collaboration with member firms on recruitment, onboarding, compliance, product diversification, and business development. Most recently, he served as an ancillary sales executive at Crystal Specialist Finance, where he assisted clients in navigating the case journey and identifying alternative finance solutions.

    What will Wilson’s role involve?

    In his new position, Wilson will report to Victoria Clark, the head of lending, and will work closely with member firms and advisers in the specialist lending sector. His role will focus on ensuring advisers have the necessary tools and support to effectively manage cases that fall outside conventional lending criteria. This is particularly relevant as clients’ financial situations become more varied and complex.

    What this means for the mortgage market

    Wilson’s appointment is significant for advisers and their clients, especially those with unique financial circumstances. As the mortgage market adapts to a wider range of borrower needs, having a dedicated specialist lending development manager will provide advisers with enhanced support. This is important in a market where clients increasingly require tailored solutions rather than standard offerings.

    Frequently asked questions

    What is the role of a specialist lending development manager?

    A specialist lending development manager supports advisers in navigating complex lending scenarios, ensuring they have the resources and knowledge to assist clients with unique financial needs.

    How does this appointment impact the mortgage market?

    This appointment signals a growing recognition of the need for tailored lending solutions in the mortgage market, which is increasingly catering to diverse borrower profiles.

  • The Right Mortgage’s New Hire Strengthens Mortgage Market

    The Right Mortgage’s New Hire Strengthens Mortgage Market

    The Right Mortgage has appointed Drew Wilson as its specialist lending development manager, a move that underscores the firm’s commitment to enhancing support for advisers in the complex mortgage market. With Wilson’s extensive background in specialist lending, this appointment is expected to strengthen the company’s position in a sector increasingly catering to non-standard borrower needs.

    TL;DR: Drew Wilson, with over five years in mortgage and protection roles, has been appointed specialist lending development manager at The Right Mortgage; his experience will enhance support for advisers dealing with complex cases.

    Who is Drew Wilson?

    Drew Wilson brings over five years of experience in the mortgage industry, having previously served as national account manager at The Right Mortgage from 2020 to 2024. He has recently worked as an ancillary sales executive at Crystal Specialist Finance, where he assisted clients in navigating complex finance solutions. Wilson also holds a CeMAP qualification obtained in 2023, demonstrating his commitment to professional development in the mortgage sector.

    What is the impact of this appointment on the mortgage market?

    Wilson will report to Victoria Clark, the head of lending at The Right Mortgage, and will focus on collaborating with member firms and advisers in the specialist lending arena. His role is particularly significant as the demand for tailored mortgage solutions rises, especially for clients whose circumstances fall outside traditional lending criteria. This shift indicates a broader trend in the mortgage market where advisers need robust support to address diverse client needs.

    What this means for advisers and borrowers

    Advisers will benefit from Wilson’s return to The Right Mortgage, as he aims to provide comprehensive support tailored to the complexities of specialist lending. This is important for advisers dealing with clients who require non-standard solutions, as the market increasingly moves away from ‘vanilla’ products. With Wilson’s experience, advisers can expect enhanced resources and guidance, ultimately benefiting borrowers seeking tailored mortgage options.

    Frequently asked questions

    What qualifications does Drew Wilson have?

    Drew Wilson has over five years of experience in the mortgage industry and earned his CeMAP qualification in 2023.

    How will this appointment affect specialist lending?

    Wilson’s role is expected to enhance support for advisers dealing with complex cases, reflecting the growing need for tailored mortgage solutions in the market.

  • The Right Mortgage Enhances Support in the Mortgage Market

    The Right Mortgage Enhances Support in the Mortgage Market

    The Right Mortgage has appointed Drew Wilson as its new specialist lending development manager. This strategic move is significant for the mortgage market, particularly for advisers and clients navigating complex lending scenarios. Wilson’s extensive experience in specialist finance will enhance the firm’s ability to support advisers dealing with non-standard cases.

    TL;DR: Drew Wilson joins The Right Mortgage to bolster support for advisers in the specialist lending sector; his expertise will aid clients with unique financial situations.

    Who is Drew Wilson?

    Drew Wilson brings over five years of experience in mortgage and protection roles to his new position. He holds a CeMAP qualification, which he obtained in 2023, and has previously worked with The Right Mortgage as a national account manager from 2020 to 2024. In that role, he was instrumental in assisting member firms with recruitment, compliance, and business development. Most recently, he served as an ancillary sales executive at Crystal Specialist Finance, where he guided clients through their case journeys.

    What are the implications for the mortgage market?

    Wilson’s appointment is timely, as the mortgage market is increasingly seeing clients whose financial situations do not fit traditional lending criteria. His experience with The Right Mortgage and knowledge of the specialist lending market position him well to provide tailored support to advisers. This is particularly relevant as more borrowers seek alternative financing solutions, making it essential for advisers to have access to expert guidance.

    What this means for advisers and clients

    For advisers, Wilson’s return to The Right Mortgage signals enhanced support in navigating complex lending cases. His goal is to ensure that advisers are equipped with the necessary tools and knowledge to assist clients whose circumstances require a non-standard approach. This is especially important as the demand for specialist lending continues to grow, impacting how advisers serve their clients in the current mortgage market.

    Frequently asked questions

    How will Wilson’s experience benefit advisers?

    Wilson’s extensive background in specialist lending equips him to provide valuable insights and support, helping advisers manage complex cases more effectively.

    What trends are affecting the specialist lending market?

    Increasing numbers of clients are seeking non-standard lending solutions, necessitating greater expertise and support for advisers in the mortgage market.

  • The Right Mortgage Expands Bridging Finance Options

    The Right Mortgage Expands Bridging Finance Options

    The Right Mortgage & Protection Network has recently added TAB to its panel, enhancing access to bridging finance for advisers and their clients. This partnership allows for a broader range of bridging products, which is particularly significant for landlords and property investors seeking quick financing solutions.

    TL;DR: TAB offers bridging loans starting at 0.68% per month, with amounts from £100,000 to £5 million; this expansion benefits advisers and clients needing fast access to finance.

    What are TAB’s Bridging Finance Offerings?

    With rates beginning at 0.68% per month, TAB provides bridging loans that range from £100,000 to £5 million. This lender is open to considering loan-to-values exceeding 70% for residential properties and up to 70% for commercial assets. Funding is accessible to individuals, limited companies, and LLPs across England, Wales, and mainland Scotland.

    Why is This Addition Important?

    The inclusion of TAB in The Right Mortgage Network’s panel is a notable development in the bridging finance sector. Established in 2018, TAB has already deployed over £800 million and is supported by CarVal and a network of more than 500 investors. This move aims to streamline the process for advisers and their clients, providing a quicker and more efficient approach to specialist finance.

    What This Means for Landlords and Investors

    This partnership is particularly beneficial for landlords and property investors who often require rapid funding solutions. With TAB’s competitive rates and flexible lending criteria, clients can access necessary capital for property purchases or renovations without lengthy delays. This could prove vital in a competitive property market where timing is essential.

    Frequently asked questions

    What types of properties can TAB finance?

    TAB offers bridging finance for both residential and commercial properties, with specific loan-to-value ratios applicable to each type.

    Who can apply for TAB’s bridging loans?

    Individuals, limited companies, and LLPs can apply for TAB’s bridging loans, making it accessible for a wide range of borrowers.

  • Gatehouse Bank Joins The Right Mortgage Panel

    Gatehouse Bank Joins The Right Mortgage Panel

    The Right Mortgage & Protection Network (TRM) has announced an exciting addition to its panel with Gatehouse Bank, effective from 8 May 2026. This partnership will enable TRM advisers to offer Gatehouse Bank’s Shariah-compliant home finance products, which include both residential Home Purchase Plans (HPP) and buy-to-let options.

    Shariah-Compliant Financing Options

    Gatehouse Bank’s HPPs operate on a rental payment model, distinguishing them from traditional interest-based lending. This structure is particularly beneficial for clients seeking ethical financing solutions. The bank caters to a diverse clientele, including UK residents, expats, and international buyers, providing tailored finance solutions across both residential and buy-to-let markets.

    Enhanced Support for Advisers

    Victoria Clark, head of lending at TRM, expressed enthusiasm about the new partnership, highlighting the importance of expanding the range of specialist finance options available to advisers. As client needs evolve, Gatehouse Bank’s unique proposition of ethical finance and flexibility will enhance the support TRM members can offer, particularly for those looking to place Shariah-compliant business.

    Practical Impact on the Market

    With the current UK base rate at 3.75% as of April 2026, the addition of Gatehouse Bank’s products could provide a competitive edge for advisers working with clients who prefer Shariah-compliant options. For instance, a first-time buyer looking for a home in London might find Gatehouse’s HPPs a viable alternative, allowing them to avoid conventional interest payments while still entering the property market.

    This collaboration not only broadens the options available to advisers but also meets the growing demand for ethical financial products in the UK mortgage landscape.

    FAQs

    • What types of products does Gatehouse Bank offer? Gatehouse Bank offers Shariah-compliant home finance products, including residential Home Purchase Plans and buy-to-let options.
    • How does a Home Purchase Plan work? A Home Purchase Plan operates on a rental payment model, allowing clients to finance their homes without traditional interest-based lending.