The Right Mortgage & Protection Network has reported significant year-on-year growth in its mortgage and protection sectors for Q1 2026. This robust performance, marked by a 25% increase in mortgage lending and a 12% rise in protection business, underscores a strong demand in the UK mortgage market.
TL;DR: The Right Mortgage & Protection Network experienced a 25% rise in mortgage lending and a 12% increase in protection business in Q1 2026, indicating a thriving mortgage market.
What are the key growth figures?
In the first quarter of 2026, the network’s total lending income rose by 21% compared to the same period in 2025. This increase reflects heightened activity levels and strong adviser engagement across various products. Notably, general insurance also performed well, with a 17% increase in activity. The private medical insurance sector continued its upward trajectory, growing by 8% following a record year in 2025.
Why does this growth matter for the mortgage market?
The reported growth is indicative of a vibrant mortgage market, suggesting that borrowers are actively seeking loans amid competitive rates and product offerings. The 25% increase in mortgage lending points to a robust demand for housing finance, which could lead to more competitive lending conditions. This environment may benefit borrowers looking for favourable mortgage rates as lenders respond to increased demand.
What this means for borrowers and brokers
For borrowers, the growth in lending activity suggests a wider range of mortgage products and potentially better rates as lenders compete for business. Brokers, in particular, should take note of the increased adviser engagement, which may present opportunities to expand their offerings and assist clients in navigating the evolving market. Keeping an eye on current mortgage rates will be essential for both parties to maximise benefits.
Frequently asked questions
What should borrowers consider in the current mortgage market?
Borrowers should assess their options carefully, as the increased lending activity may lead to more competitive rates and diverse product offerings. It’s important to compare rates and terms to find the best fit for individual financial situations.
How can brokers use this growth?
Brokers can capitalise on the increased adviser engagement by expanding their product knowledge and offering tailored solutions to clients, ensuring they remain competitive in a growing market.