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Tag: development finance

  • Paragon Development Finance Reaches £4bn Lending Milestone

    Paragon Development Finance Reaches £4bn Lending Milestone

    Paragon Development Finance has achieved a significant milestone, surpassing £4 billion in lending since its acquisition of Titlestone Property Finance in 2018. This achievement highlights the division’s robust growth in development finance, particularly in the North of England, where the proportion of schemes financed has surged by over 50% year-on-year.

    TL;DR: Paragon Development Finance has now lent £4 billion since 2018; this growth is particularly notable in the North of England, impacting landlords and investors in the region.

    How has Paragon’s development finance evolved?

    Since joining the Paragon Banking Group in 2018, the development finance division has significantly expanded its portfolio. Initially focused on residential development, it has diversified into various specialist sectors, establishing a strong track record in financing diverse property projects. This evolution is important for meeting the increasing demand for development finance in the UK.

    What does this mean for landlords and investors?

    The surge in lending activity by Paragon indicates a growing confidence in the property market, particularly in the North of England. For landlords and investors, this could signal increased opportunities for financing new developments or expanding existing portfolios. The notable increase in schemes financed suggests that lenders are becoming more willing to support projects in regions that may have previously been overlooked.

    What should borrowers and brokers watch next?

    With Paragon’s strong performance in development finance, borrowers and brokers should monitor the trends in lending patterns, especially in the North of England. The increase in financing could lead to more competitive rates and better terms for development projects. Additionally, as Paragon continues to grow, it may introduce new products or services tailored to meet the evolving needs of the market.

    Frequently asked questions

    What types of projects does Paragon finance?

    Paragon finances a range of projects, primarily focusing on residential development but also expanding into various specialist sectors.

    How can I benefit from Paragon’s growth in development finance?

    Landlords and investors can take advantage of increased financing options and potentially more competitive rates for their development projects.

  • Paragon Development Finance Surpasses £4bn Lending Milestone

    Paragon Development Finance Surpasses £4bn Lending Milestone

    Paragon Development Finance has achieved a significant milestone, surpassing £4 billion in lending since its acquisition of Titlestone Property Finance in 2018. This achievement highlights the division’s growth and its increasing influence in the UK development finance sector, particularly in the North of England.

    TL;DR: Paragon Development Finance has reached £4 billion in lending, marking a notable growth in the sector; this expansion is especially impactful for developers and investors in the North of England.

    How has Paragon’s development finance lending evolved?

    Since joining the Paragon Banking Group in 2018, the development finance division has significantly diversified its offerings. The proportion of schemes financed in the North of England, including regions like the North West, North East, and Yorkshire and Humber, has surged by over 50% year-on-year. This shift indicates a growing demand for development finance in these areas, as more developers seek funding for residential and specialist projects.

    What does this mean for developers and investors in development finance?

    The £4 billion lending milestone is a positive signal for developers and investors looking for funding options. With Paragon’s increased focus on the North of England, stakeholders in these regions can expect more tailored financing solutions that cater to local market needs. This could lead to more development opportunities and potentially higher returns on investment as the region sees increased activity.

    What should borrowers and brokers watch next in development finance?

    As Paragon Development Finance continues to expand its portfolio, borrowers and brokers should monitor any new products or services introduced by the company. The growing emphasis on residential development finance and specialist sectors may offer unique opportunities for those looking to finance projects in the North. Keeping an eye on market trends and Paragon’s evolving strategies will be essential for making informed decisions.

    Frequently asked questions

    What types of projects does Paragon finance?

    Paragon finances a range of projects, primarily focusing on residential development finance and various specialist sectors.

    How can I access development finance through Paragon?

    Developers and investors can access development finance through Paragon by contacting their representatives or through brokers who work with the company.

  • Bridging Finance Offers Hit £520m in Q2 2026

    Bridging Finance Offers Hit £520m in Q2 2026

    The latest data from Brickflow reveals significant activity in the bridging finance sector, with £520 million in property finance offers recorded in the second quarter of 2026. This surge highlights the ongoing demand for development and bridging finance, despite a slight decline in search activity.

    TL;DR: Bridging finance offers reached £258.9 million in Q2 2026, while development finance accounted for £236.5 million; borrowers should note the decrease in search activity for bridging and commercial mortgages.

    How Did Bridging Finance Perform in Q2 2026?

    Bridging finance offers totalled £258.9 million in the second quarter, contributing to the overall £520 million in property finance offers reported by Brickflow. Development finance, which represented 61% of the total value of searches, amounted to £236.5 million, indicating a strong interest in funding property developments. However, searches for bridging finance fell by 13.6%, suggesting a cooling in immediate demand.

    What Trends Are Emerging in Property Finance?

    While bridging finance offers decreased, requests for decisions in principle increased by 6% for bridging finance and 12% for commercial mortgages. This indicates that while immediate applications may be declining, there is still a growing interest in securing finance for future projects. The overall decline in bridging searches aligns with broader market trends, as reported by the Bridging & Development Lenders Association, which noted a 15% drop in applications across the market in Q1 2026.

    What This Means for Borrowers and Investors

    For landlords, borrowers, and investors, the current market suggests a cautious approach to bridging finance. The decrease in search activity could indicate a shift in market sentiment, prompting stakeholders to reassess their financing strategies. However, the increase in lenders willing to finance land with detailed planning permission—up 61% from the previous quarter—could present new opportunities for development projects.

    Frequently Asked Questions

    What types of finance are included in the £520 million figure?

    The £520 million includes bridging finance offers (£258.9 million), development finance (£236.5 million), and commercial mortgage offers (£24.6 million).

    Why did bridging searches decline in Q2 2026?

    The 13.6% decline in bridging searches may reflect a broader market cooling, as indicated by similar trends reported by industry associations.

  • Bridging Finance Offers Reach £520 Million in Q2 2026

    Bridging Finance Offers Reach £520 Million in Q2 2026

    The latest report from Brickflow highlights a significant £520 million in property finance offers for the second quarter of 2026. This figure underscores the ongoing demand for bridging finance, despite a notable decline in search activity across various finance categories. The report reveals critical trends that could impact landlords, borrowers, and investors in the UK property market.

    TL;DR: Brickflow reported £520 million in property finance offers in Q2 2026; development finance constituted 61% of searches, indicating strong demand despite falling search volumes.

    What Types of Finance Are Being Sought?

    Brickflow’s data shows that development finance searches made up 61% of the total value of searches on its platform, translating to over £8 billion. Within this, development finance offers reached £236.5 million, bridging finance offers amounted to £258.9 million, and commercial mortgage offers totalled £24.6 million. This distribution reflects a robust interest in development projects, which may be appealing for investors looking to capitalise on property growth.

    How Are Bridging Searches Changing?

    Interestingly, while bridging finance offers were substantial, searches for bridging finance fell by 13.6%. This trend mirrors a broader market decline, as reported by the Bridging & Development Lenders Association, which noted a 15% drop in applications across the market, totalling £9.9 billion in the first quarter of 2026. This decline may suggest a cautious approach among borrowers amid economic uncertainties.

    What Does This Mean for Investors and Borrowers?

    For landlords and investors, the increase in development finance offers could signal opportunities for growth, especially as the number of bridging lenders willing to finance land with detailed planning permission rose by 61% between late 2025 and mid-2026. This expansion of lending options, including new entrants like HBI Capital and Pallas Capital to Brickflow’s panel, enhances the availability of bridging and development finance. Investors should consider leveraging these options to fund new projects or acquisitions.

    Frequently Asked Questions

    What is bridging finance?

    Bridging finance is a short-term loan used to bridge the gap between the purchase of a new property and the sale of an existing one, or to finance property development.

    How can I access bridging finance?

    Borrowers can access bridging finance through various lenders, including specialist finance platforms like Brickflow, which offer a range of options tailored to different property needs.

  • Brickflow Reports £520M in Bridging Finance Offers

    Brickflow Reports £520M in Bridging Finance Offers

    The latest data from Brickflow indicates a significant £520 million in property finance offers for the second quarter of 2026. This surge highlights the ongoing demand for bridging finance, particularly as development finance searches dominate the market.

    TL;DR: Brickflow recorded £520 million in property finance offers in Q2 2026; development finance accounted for 61% of searches, impacting landlords and investors.

    What Are the Key Figures from Q2 2026?

    During the second quarter, development finance offers totalled £236.5 million, while bridging finance offers reached £258.9 million. Commercial mortgage offers were lower at £24.6 million. Notably, development finance searches represented over £8 billion of the total value of searches conducted on Brickflow’s platform, showcasing a strong interest in this area.

    How Have Search Trends Changed for Bridging Finance?

    Despite the overall increase in offers, searches for bridging finance fell by 13.6%, while commercial mortgage searches decreased by 22.1% and development finance searches dropped by 8.3%. In contrast, requests for decisions in principle rose, with bridging finance up 6% and commercial mortgages up 12%. This divergence suggests a cautious approach among borrowers, despite the availability of finance.

    What Does This Mean for Landlords and Investors in Bridging Finance?

    The decline in bridging searches may indicate a tightening of lending criteria or a shift in market sentiment among landlords and investors. However, the increase in lenders willing to finance land with detailed planning permission—up 61% since Q4 2025—could provide new opportunities for development projects. With HBI Capital, Pallas Capital, and Bridge Invest joining Brickflow’s lender panel, borrowers now have more options for bridging and development finance.

    Frequently Asked Questions

    What is bridging finance?

    Bridging finance is a short-term loan used to bridge the gap between purchasing a new property and selling an existing one, often used in property transactions.

    How can I get a bridging loan?

    To obtain a bridging loan, you typically need to approach a lender, provide details about the property, and demonstrate your repayment strategy, often through the sale of another property. For more information, check our bridging finance guide.

  • Bridging Finance Offers Reach £520m in Q2 2026

    Bridging Finance Offers Reach £520m in Q2 2026

    The latest data from Brickflow reveals a significant £520 million in property finance offers during the second quarter of 2026. This surge highlights the ongoing demand for bridging finance, particularly as the property market adapts to changing economic conditions.

    TL;DR: Brickflow reported £520 million in property finance offers in Q2 2026; development finance searches fell by 8.3%, indicating a shift in market focus.

    What Types of Bridging Finance Were Offered?

    During the second quarter, development finance made up 61% of the total searches on Brickflow’s platform, amounting to over £8 billion. Specifically, development finance offers totalled £236.5 million, while bridging finance offers reached £258.9 million. Commercial mortgage offers were lower at £24.6 million. This distribution underscores the preference for development finance among investors and developers.

    How Have Bridging Finance Search Trends Changed?

    Despite the overall increase in finance offers, searches for bridging finance fell by 13.6%, and commercial mortgage searches decreased by 22.1%. Development finance searches also saw an 8.3% decline. However, there was a notable increase in requests for decisions in principle, with bridging finance requests rising by 6% and commercial mortgage requests up by 12%. This indicates that while searches may be down, there is still a strong interest in securing finance.

    What Does This Mean for Borrowers and Investors?

    For landlords, borrowers, and investors, the decline in search activity could signal a cooling off in the market. However, the rise in requests for decisions in principle suggests that those who are actively seeking finance are more serious about their applications. The increase in bridging lenders willing to finance land with detailed planning permission—up 61% since the last quarter of 2025—also provides more opportunities for developers looking to secure funding.

    Frequently asked questions

    What is bridging finance?

    Bridging finance is a short-term loan used to bridge the gap between the purchase of a new property and the sale of an existing one. It is often used in property transactions to secure quick funding.

    How can I apply for bridging finance?

    To apply for bridging finance, you can approach lenders directly or use a specialist finance platform like Brickflow to compare offers and find suitable options based on your needs. For more information, check our bridging finance guide.

  • Record £108m Property Finance Boosts UK Mortgage Market

    Record £108m Property Finance Boosts UK Mortgage Market

    Word On The Street has achieved a remarkable milestone by arranging a record £108 million in property finance over the past year, highlighting a significant shift in the UK mortgage market. This achievement not only reflects the firm’s resilience amid challenges but also signals growing opportunities for landlords, borrowers, and investors.

    TL;DR: Word On The Street arranged £108 million in property finance, marking a 62% annual growth; this surge indicates a thriving mortgage market, benefiting landlords and investors.

    What Factors Contributed to This Growth?

    The firm reported a 130% year-on-year increase in the number of cases facilitated, completing a total of 239 cases. This included 130 buy-to-let (BTL) mortgages, 82 bridging loans, 16 development finance cases, and 11 commercial mortgages. The average loan size was £462,637, showcasing the scale of financing available in the current market.

    How Does This Impact Landlords and Borrowers?

    This substantial increase in property finance can be particularly advantageous for landlords looking to expand their portfolios. The rise in buy-to-let cases indicates a robust demand for rental properties, which may lead to increased rental yields. For borrowers, the diverse range of finance options available, including bridging and development loans, provides flexibility and potential for growth in various property sectors.

    What This Means for the Mortgage Market

    The 75% jump in total revenue, reaching £1.8 million, underscores the firm’s success and the overall health of the mortgage market. As lenders become more competitive, borrowers may benefit from improved rates and terms. Investors should keep an eye on emerging trends in property finance, as this growth could lead to further opportunities in the mortgage market.

    Frequently asked questions

    What types of mortgages are currently in demand?

    There has been a notable demand for buy-to-let mortgages, bridging loans, and development finance, reflecting diverse investment strategies among borrowers.

    How can I stay updated on mortgage rates?

    For the latest information on mortgage rates, consider checking resources that provide regular updates on current mortgage rates and comparisons.

  • HTB Appoints Marchant as Lending Director in Development Finance

    HTB Appoints Marchant as Lending Director in Development Finance

    HTB has announced the appointment of Marchant as the new lending director within its development finance team. With over 20 years of experience in real estate finance and development funding, Marchant’s expertise will be pivotal in supporting brokers and SME developers, particularly across London and the South East.

    TL;DR: Marchant joins HTB to enhance development finance support for brokers and SME developers; his extensive experience aims to improve lending solutions in key UK markets.

    Who is Marchant and What is His Role?

    Marchant brings a wealth of knowledge from his previous role in NatWest’s real estate finance team, where he worked for over 12 years. At HTB, he will focus on providing tailored lending solutions to brokers and small to medium-sized enterprises (SMEs) involved in property development. Reporting to Rob Syrett, head of originations for development finance, Marchant’s role is expected to strengthen HTB’s position in the competitive development finance sector.

    What is Development Finance?

    Development finance is a specialized form of lending that provides funding for property development projects. This type of finance is important for developers looking to fund new builds or renovations. It typically covers costs such as land acquisition, construction, and other associated expenses. For brokers and developers, having experienced professionals like Marchant in the sector can lead to more efficient financing solutions, potentially speeding up project timelines and improving overall project viability.

    What This Means for Brokers and Developers

    The addition of Marchant to HTB’s development finance team is significant for brokers and SME developers. His extensive background in real estate finance may lead to improved lending processes and more competitive products in the market. As HTB aims to enhance its offerings, brokers can expect better support and resources to meet the needs of their clients, ultimately benefiting the development market in London and the South East.

    Frequently Asked Questions

    What impact will Marchant’s appointment have on development finance?

    Marchant’s appointment is likely to enhance HTB’s development finance offerings, providing better support for brokers and developers in securing funding.

    How can brokers benefit from HTB’s development finance services?

    Brokers can access tailored lending solutions and improved resources, helping them better serve their clients in the property development sector.

  • HTB Appoints Marchant as Development Finance Lending Director

    HTB Appoints Marchant as Development Finance Lending Director

    HTB has announced the appointment of Marchant as its new lending director within the development finance team. With over 20 years of experience in real estate finance and development funding, Marchant’s expertise will enhance HTB’s support for brokers and SME developers, particularly in London and the South East.

    TL;DR: Marchant brings over two decades of real estate finance experience to HTB; his role will bolster support for brokers and SME developers in key UK regions.

    Who is Marchant and What is His Background?

    Marchant joins HTB after a significant tenure at NatWest, where he spent over 12 years in the real estate finance team. His extensive experience in development funding and debt structuring positions him well to lead initiatives that support the growing demand for development finance in the UK property market.

    How Will This Impact Development Finance?

    Marchant’s appointment is significant as it reflects HTB’s commitment to enhancing its development finance offerings. By focusing on supporting brokers and SME developers, HTB aims to address the challenges faced by these groups in securing funding for projects. This move could lead to increased competition in the development finance sector, potentially benefiting borrowers through improved terms and access to capital.

    What This Means for Brokers and SME Developers

    Brokers and SME developers in London and the South East can expect more tailored support from HTB under Marchant’s leadership. His expertise in real estate finance may lead to more innovative funding solutions and streamlined processes, making it easier for developers to secure the necessary financing for their projects. This could be particularly impactful in a market where access to development finance is important for growth.

    Frequently asked questions

    What is development finance?

    Development finance is a type of funding used to finance property development projects, covering costs such as land acquisition, construction, and other associated expenses.

    How can brokers benefit from HTB’s new development finance strategy?

    Brokers can benefit from HTB’s enhanced support and tailored solutions for SME developers, potentially leading to better financing options for their clients.

  • HTB Appoints Marchant as Director in Development Finance

    HTB Appoints Marchant as Director in Development Finance

    HTB has announced the appointment of Marchant as its new lending director within the development finance team. With over 20 years of experience in real estate finance and development funding, Marchant’s expertise is expected to enhance HTB’s support for brokers and SME developers, particularly across London and the South East.

    TL;DR: Marchant, with 20 years in real estate finance, joins HTB to bolster development finance support for brokers and SME developers in London and the South East.

    Who is Marchant and What Experience Does He Bring?

    Marchant comes to HTB with a robust background in real estate finance, having spent over 12 years in NatWest’s real estate finance team. His extensive knowledge in development funding and debt structuring positions him well to assist brokers and developers in navigating the complexities of development finance.

    What Will Marchant’s Role Entail in Development Finance?

    In his new position, Marchant will focus on supporting brokers and small to medium-sized enterprise (SME) developers. He will report directly to Rob Syrett, the head of originations for development finance at HTB. This leadership change is significant as it aims to strengthen HTB’s offerings in development finance, an area important for facilitating new projects and investments.

    What This Means for Brokers and SME Developers

    For brokers and SME developers, Marchant’s appointment signals a commitment from HTB to enhance its development finance services. This could lead to more tailored financing solutions and improved access to funds, which is vital for those looking to undertake new projects in a competitive market. As the demand for development finance grows, Marchant’s role may also influence the types of products and services HTB offers.

    Frequently Asked Questions

    How can brokers benefit from Marchant’s expertise?

    Brokers can use Marchant’s extensive experience in real estate finance to obtain better financing options and support for their clients, particularly in development projects.

    What impact will this have on the development finance market?

    Marchant’s leadership at HTB may lead to more competitive offerings in development finance, benefiting developers seeking funding for new projects.