blog mortgage118

Category: Commercial

  • Commercial Mortgage Advances Rise by 3% in Q3 2026

    Commercial Mortgage Advances Rise by 3% in Q3 2026

    Commercial mortgage advances have seen a notable increase in the third quarter of 2026, marking a 3% rise from the previous quarter. This growth indicates a strengthening market for semi-commercial mortgages, which is significant for landlords and investors looking to finance mixed-use properties.

    TL;DR: Semi-commercial mortgage advances rose by 3% in Q3 2026, reflecting a growing market with an annual lending rate of £1bn; landlords and investors should monitor lender activity and pricing trends.

    What is Driving the Increase in Commercial Mortgage Advances?

    According to Tab’s Mixed-Use Mortgage Monitor, the semi-commercial mortgage sector has experienced substantial growth, with lending values increasing by 36% since the first quarter of 2025. The market is now lending at an annualised rate of £1 billion. The increase in Q3 was attributed to a surge in lender activity during the spring months, with the number of active semi-commercial term lenders rising from 25 to 30. This influx included two new lenders entering the market, which has positively impacted competition and options for borrowers.

    How Have Lending Trends Changed?

    Despite the overall increase in advances, the pace of growth has slightly slowed, with year-on-year lending growth dropping from 20% in Q2 to 14% in Q3. Average loan sizes have also decreased by 1%, now standing at £510,000. However, this decline is somewhat offset by an increased appetite for larger loans in other areas of the market. The average semi-commercial mortgage rate has risen by 10 basis points, highlighting a divergence from the Bank of England’s base rate, which has remained stable at 3.75% throughout Q3.

    What This Means for Landlords and Investors

    The increased availability of semi-commercial mortgages is beneficial for landlords and investors, particularly those looking to finance mixed-use properties. The entry of new lenders, especially those transitioning from bridging finance to longer-term semi-commercial lending, suggests a more competitive environment. This could lead to better rates and terms for borrowers. However, the upward repricing of specialist lenders in response to rising swap rates may affect future borrowing costs, making it essential for landlords to stay informed about market trends and lender offerings.

    What Should Borrowers Watch Next?

    Looking ahead, borrowers should monitor the potential for further lender entries into the market, which could enhance competition and lead to more favourable lending conditions. Additionally, as specialist lenders may adjust their pricing in light of recent swap rate increases, it is advisable for borrowers to be proactive in seeking the best mortgage terms. Understanding the timing of product uptake—typically taking 8-12 weeks from application to completion—will also be important for those looking to secure financing in the coming months.

    Frequently Asked Questions

    What are semi-commercial mortgages?

    Semi-commercial mortgages are loans that finance properties with both residential and commercial elements, such as a shop with flats above. They cater to landlords and investors looking to diversify their portfolios.

    How can I find the best commercial mortgage rates?

    To find the best commercial mortgage rates, compare offers from various lenders, consider working with a mortgage broker, and stay updated on market trends and lender activity.

  • Alternative Commercial Mortgages: New Options for Brokers

    Alternative Commercial Mortgages: New Options for Brokers

    Alternative Bridging Corporation has introduced a new subsidiary, Alternative Commercial Mortgages (ACM), aimed at providing long-term commercial mortgage solutions to brokers and their clients. This launch is significant as it offers a streamlined approach to commercial lending, catering to property investors and commercial owner-occupiers seeking flexible funding options.

    TL;DR: Alternative Commercial Mortgages (ACM) offers long-term commercial mortgage products with terms from five to 30 years; brokers can access a user-friendly portal to manage cases efficiently.

    What types of properties do ACM mortgages cover?

    ACM’s mortgage products are designed for a variety of property types, including commercial, semi-commercial, and residential buy-to-let properties. This includes offices, industrial units, retail spaces, and mixed-use premises, making it a versatile option for landlords and investors. Loans can be used for purchase, refinancing, or capital raising, with a maximum loan-to-value (LTV) ratio of 75%.

    How does ACM simplify the commercial mortgage process?

    ACM aims to demystify commercial-term lending by offering straightforward product options alongside flexible underwriting criteria. Brokers will benefit from a dedicated portal to submit and manage applications, ensuring they can support their clients effectively throughout the process. This approach is designed to enhance communication and provide clarity on what lenders can offer, reducing the complexity often associated with commercial mortgages.

    What this means for brokers and property investors

    For brokers, ACM represents an opportunity to access a simplified lending process that can help them serve their clients better. The availability of fixed and discounted variable-rate options, along with interest-only repayment structures, allows brokers to tailor solutions to their clients’ specific needs. Property investors and commercial owner-occupiers will find ACM’s offerings appealing due to the long-term funding solutions that can support their investment strategies.

    Frequently asked questions

    What are the loan terms available with ACM?

    ACM offers loan terms ranging from five to 30 years, providing flexibility for various financing needs.

    How can brokers access ACM’s services?

    Brokers can access ACM’s services through a dedicated broker portal that facilitates case management and communication throughout the application process.

  • Metro Bank’s Specialist Mortgage Lending in the Market

    Metro Bank’s Specialist Mortgage Lending in the Market

    Metro Bank has reported a remarkable 73% growth in its specialist mortgage lending, marking a significant shift in the UK mortgage market. The bank’s new gross lending reached £1 billion in the first half of 2026, contributing to a total retail mortgage portfolio of £4.8 billion. This growth highlights the bank’s increasing focus on specialist lending, which now comprises a substantial portion of its overall lending strategy.

    TL;DR: Metro Bank’s specialist mortgage lending surged by 73%, with total retail mortgages reaching £4.8 billion; this growth impacts borrowers and investors looking for opportunities in specialist lending.

    What is Driving Metro Bank’s Growth?

    The impressive growth in Metro Bank’s specialist mortgage lending can be attributed to a strategic focus on target lending segments, including corporate, commercial, and SME banking. These sectors collectively saw a year-on-year increase of 43%, reaching £6.2 billion. Additionally, commercial lending rose by 30%, from £3.1 billion to £4 billion, bolstered by the £1 billion of new gross lending in the first half of the year.

    How Does This Impact Borrowers?

    For borrowers, especially those in the commercial and specialist sectors, this growth signals a robust lending environment. With Metro Bank’s total retail mortgages making up 53% of its lending portfolio, borrowers may find more tailored options available to meet their specific needs. This is particularly relevant for landlords and investors seeking specialist mortgage products.

    What Should Investors Watch Next in the Mortgage Market?

    Investors should keep an eye on Metro Bank’s ongoing performance, as its underlying profit before tax rose to £60.6 million, up 34% from the previous year. The bank’s improved net interest margin, which increased from 2.87% to 3.18%, suggests a healthier lending environment. Furthermore, with a decrease in non-performing loans and improved credit performance, investors may find confidence in the bank’s stability and growth potential.

    Frequently asked questions

    What are specialist mortgages?

    Specialist mortgages are tailored loan products designed for specific borrower needs, including those with unique financial situations or property types, such as buy-to-let or commercial properties.

    How can I find the best mortgage rates?

    To find competitive mortgage rates, consider using a mortgage rate comparison tool, which can help you evaluate different lenders and find the best deal for your financial situation.

  • Semi-Commercial Mortgage Lending Forecast to Exceed £1 Billion

    Semi-Commercial Mortgage Lending Forecast to Exceed £1 Billion

    The semi-commercial mortgage market in the UK is on track to surpass £1 billion in lending by the end of 2026. This growth is driven by a significant increase in lending volumes and the number of active lenders, which is important for landlords and investors looking to finance mixed-use properties.

    TL;DR: Semi-commercial mortgage lending is projected to exceed £1 billion by 2026, with £242 million completed in Q2 2026 alone; this trend benefits landlords and investors seeking financing options.

    What is Driving Growth in Semi-Commercial Mortgages?

    In the second quarter of 2026, semi-commercial mortgage lending reached £242 million, marking a 20% increase compared to £201 million in the same quarter of the previous year. This growth is reflected in the estimated transaction volumes, which rose by 13%, from approximately 415 completions in Q2 2025 to 470 in the latest quarter. The average loan size also saw a rise of about 6%, increasing from £484,000 to £515,000. This surge indicates a robust demand for financing in the semi-commercial sector, where residential and commercial uses coexist within a single property.

    Who are the Key Players in the Semi-Commercial Mortgage Market?

    The increase in lending activity is supported by a growing number of active lenders, which rose from 25 to 28 over the past year. This expansion includes a notable rise in dedicated semi-commercial and mixed-use mortgage products, which increased by nearly 20% to a total of 94 offerings. The market has seen a shift as mainstream high-street banks have reduced their complex commercial lending since 2008, paving the way for challenger banks and specialist lenders to fill the gap.

    What This Means for Landlords and Investors

    For landlords and investors, the expanding semi-commercial mortgage market presents new opportunities for financing mixed-use properties. With average loan-to-value ratios increasing from 64% to 67%, borrowers may find it easier to secure funding for their investments. Additionally, the easing of average headline fixed rates to around 6.70% from 6.85% in Q1 2026 suggests a more favourable borrowing environment. Challenger and specialist lenders are offering rates ranging from 6.0% to 9.0%, depending on the asset and transaction complexity, providing a variety of options for borrowers.

    What Should Borrowers Watch Next?

    As the semi-commercial mortgage market continues to grow, borrowers should keep an eye on the evolving market of lending products and rates. The forecasted annual lending to exceed £1 billion by the end of 2026 indicates a strong market trajectory, which may lead to further product innovations and competitive rates. Investors and landlords should also monitor the performance of challenger banks and specialist lenders, as they are likely to play a pivotal role in shaping the future of semi-commercial financing.

    Frequently Asked Questions

    What are semi-commercial mortgages?

    Semi-commercial mortgages are loans secured against properties that have both residential and commercial uses, such as a shop with flats above. These mortgages cater to landlords and investors looking to finance mixed-use properties.

    How can I benefit from the growth in semi-commercial lending?

    The growth in semi-commercial lending means more financing options and potentially better rates for landlords and investors. With an increasing number of lenders and products available, borrowers may find it easier to secure funding for their mixed-use properties.

  • Metro Bank Reports 73% Growth in Mortgage Market Lending

    Metro Bank Reports 73% Growth in Mortgage Market Lending

    Metro Bank has reported a remarkable 73% growth in its specialist mortgage lending, with £1 billion in new gross lending during the first half of 2026. This surge is significant as it reflects the bank’s strong performance in a competitive mortgage market, particularly in the corporate, commercial, and SME sectors.

    TL;DR: Metro Bank’s specialist mortgage lending grew by 73%, reaching £6.2 billion; this growth is vital for borrowers and investors looking for robust lending options.

    How Did Metro Bank Perform Financially?

    Metro Bank’s total retail mortgage portfolio reached £4.8 billion at the end of H1 2026, accounting for 53% of its overall lending. The bank’s underlying profit before tax increased by 34% to £60.6 million, marking its most profitable half-year on record. Additionally, underlying net interest income rose by 8% to £241.5 million, while the net interest margin improved from 2.87% to 3.18%.

    What Contributed to the Growth in Specialist Mortgages?

    The bank’s target segments, including corporate and commercial lending, experienced a year-on-year growth of 43%, reaching £6.2 billion. Commercial lending specifically rose by 30%, supported by the £1 billion of new gross lending in the first half of the year. This robust performance indicates a growing demand for specialist mortgage products among businesses and investors.

    What This Means for the Mortgage Market

    For borrowers and investors, Metro Bank’s strong performance in the specialist mortgage sector signifies a healthy lending environment. With a focus on corporate and commercial lending, there are increased opportunities for SMEs and property investors to secure funding. The improved credit performance, with arrears falling to 3.9%, suggests that borrowers are managing their debts more effectively, which could lead to more competitive lending rates in the future.

    Frequently Asked Questions

    What types of mortgages does Metro Bank offer?

    Metro Bank offers a range of mortgage products, including specialist mortgages aimed at corporate, commercial, and SME borrowers.

    How can I find the best mortgage rates?

    To find the best mortgage rates, consider using our mortgage rate comparison tool to compare offers from various lenders.

  • Commercial Mortgage Lending Set to Exceed £1 Billion by 2026

    Commercial Mortgage Lending Set to Exceed £1 Billion by 2026

    The semi-commercial mortgage sector is poised for significant growth, with lending expected to surpass £1 billion by the end of 2026. This surge is driven by an increase in transaction volumes and average loan sizes, indicating a robust demand for semi-commercial properties in the UK.

    TL;DR: Semi-commercial mortgage lending reached £242 million in Q2 2026, a 20% increase from last year; landlords and investors should prepare for continued growth in this sector.

    What is driving the growth in semi-commercial mortgage lending?

    According to recent data, the semi-commercial mortgage market has seen a remarkable increase in lending, with £242 million completed in the second quarter of 2026 compared to £201 million in the same period last year. This represents a 20% growth, highlighting a strong demand for properties that blend residential and commercial uses. The increase in transaction volumes, estimated to have risen by 13% from 415 completions in Q2 2025 to 470 in Q2 2026, further underscores this trend.

    How are average loan sizes changing?

    Average loan sizes in the semi-commercial sector have also seen a notable increase, rising from £484,000 to £515,000 year on year. This 6% growth in loan sizes has contributed to the overall increase in lending value, suggesting that borrowers are seeking larger amounts to finance their investments in semi-commercial properties.

    What does this mean for landlords and investors?

    The growth in semi-commercial mortgage lending presents a significant opportunity for landlords and investors. With the number of active lenders increasing from 25 to 28 over the past year, and the variety of dedicated semi-commercial and mixed-use mortgage products rising by almost 20% to 94, borrowers now have more options than ever. Additionally, average loan-to-value ratios have increased from 64% to 67%, making it easier for investors to secure financing.

    Challenger banks and specialist lenders are at the forefront of this growth, offering competitive rates that range from approximately 6.0% to 9.0% based on the asset type and transaction complexity. This competitive environment is likely to benefit borrowers seeking semi-commercial mortgages as lenders vie for business.

    What are the implications of rising interest rates?

    As the market evolves, the average headline fixed rates for semi-commercial mortgages have eased slightly to around 6.70%, down from 6.85% earlier in 2026. However, borrowers should remain vigilant as rates from challenger and specialist lenders can vary significantly. TAB’s own variable-rate product is currently priced at Bank Rate plus 3.5 percentage points, equating to a rate of 7.25%. Investors should keep an eye on these interest rates, as they can impact overall borrowing costs and investment returns.

    Frequently asked questions

    What types of properties qualify for semi-commercial mortgages?

    Semi-commercial mortgages are typically secured against properties that have both residential and commercial uses, such as mixed-use developments where retail or office space is combined with residential units.

    How can I find the best semi-commercial mortgage deals?

    To find the best semi-commercial mortgage deals, consider consulting with a mortgage broker who specializes in commercial lending. They can provide insights into the latest products and rates available from various lenders.

  • Semi-Commercial Mortgage Lending to Surpass £1 Billion

    Semi-Commercial Mortgage Lending to Surpass £1 Billion

    The semi-commercial mortgage sector is on track to exceed £1 billion in lending by the end of 2026, reflecting a robust growth trend that is significant for landlords and investors. This growth is driven by increased transaction volumes and rising average loan sizes, indicating a healthy appetite for mixed-use properties.

    TL;DR: Semi-commercial mortgage lending is projected to surpass £1 billion in 2026, with significant growth in completed lending; this growth benefits landlords and investors seeking diverse property opportunities.

    What is Driving the Growth in Semi-Commercial Mortgages?

    Recent data indicates a notable increase in semi-commercial lending, with significant growth compared to previous periods. This surge is attributed to a rise in transaction volumes, which have increased over the same timeframe. The average loan size has also risen, contributing to the overall increase in lending value.

    How Are Lenders Responding to Market Demand?

    The number of active lenders in the semi-commercial mortgage market has grown, reflecting an expanding competitive market. Additionally, the variety of dedicated semi-commercial and mixed-use mortgage products has increased significantly. This diversification is important as it provides borrowers with more options tailored to their specific needs.

    What This Means for Landlords and Investors

    The growth in semi-commercial mortgage lending is particularly beneficial for landlords and investors looking to finance properties that combine residential and commercial uses. With rising loan-to-value ratios, borrowers can secure larger amounts of funding relative to their property values. Furthermore, the easing of average headline fixed rates makes financing more accessible. Challenger and specialist lenders are offering competitive rates, depending on the complexity of the transaction.

    What Are the Future Prospects for the Semi-Commercial Market?

    Experts predict that if the current growth trend continues, annual lending could exceed £1 billion by the end of 2026. This projection is based on a significant increase in the value of deals over the last quarter. As the market for semi-commercial properties continues to expand, landlords and investors should closely monitor these developments, as they may present new opportunities for investment and growth.

    Frequently Asked Questions

    What types of properties qualify for semi-commercial mortgages?

    Semi-commercial mortgages are typically secured against properties that have both residential and commercial uses, such as mixed-use developments that include shops or offices on the ground floor with residential units above.

    How can I find the best rates for semi-commercial mortgages?

    To find the best rates for semi-commercial mortgages, borrowers should compare offers from various lenders, including challenger banks and specialist lenders, as they often provide competitive rates tailored to specific property types and transaction complexities.

  • Semi-Commercial Mortgage Lending to Exceed £1 Billion

    Semi-Commercial Mortgage Lending to Exceed £1 Billion

    The semi-commercial mortgage sector is poised for significant growth, with lending expected to surpass £1 billion by the end of 2026. This surge is driven by an increase in transaction volumes and average loan sizes, indicating a robust market for landlords and investors in mixed-use properties.

    TL;DR: Semi-commercial mortgage lending is projected to exceed £1 billion by 2026, with a 20% increase in lending from the previous year; this trend benefits landlords and investors seeking mixed-use properties.

    What is Driving the Growth in Semi-Commercial Mortgages?

    In the second quarter of 2026, semi-commercial lending reached £242 million, marking a 20% increase from £201 million in the same period last year. This growth reflects a broader trend in the semi-commercial mortgage market, which encompasses properties that combine residential and commercial uses. The number of transactions also rose by 13%, from approximately 415 in Q2 2025 to 470 in Q2 2026, suggesting a healthy appetite for these types of loans.

    How Are Average Loan Sizes Changing?

    Average loan sizes have seen a notable increase of about 6% year on year, climbing from £484,000 to £515,000. This rise in loan size has contributed to the overall growth in lending value, indicating that borrowers are taking on larger projects or investing in more valuable properties. This trend is essential for investors looking to finance bigger developments in the mixed-use sector.

    What This Means for Landlords and Investors

    For landlords and investors, the expanding semi-commercial mortgage market presents opportunities for diversification and growth. With an increase in active lenders from 25 to 28 over the past year and a nearly 20% rise in dedicated semi-commercial mortgage products to 94, borrowers have more options available. The average loan-to-value ratio has also increased from 64% to 67%, allowing investors to use their assets more effectively.

    Challenger banks and specialist lenders are stepping in where mainstream banks have scaled back, particularly after the 2008 financial crisis. This shift has created a more competitive environment, benefiting borrowers with more tailored products and potentially better rates. As the market continues to grow, stakeholders should keep an eye on lending trends and product offerings to capitalize on emerging opportunities.

    What Are Current Interest Rates Like?

    Average headline fixed rates have eased slightly to around 6.70%, down from 6.85% in the first quarter of 2026. Challenger and specialist lenders are offering rates that range from approximately 6.0% to 9.0%, depending on the complexity of the asset and the transaction. This slight reduction in rates may encourage more borrowers to enter the market, further driving up lending volumes.

    Frequently Asked Questions

    What types of properties qualify for semi-commercial mortgages?

    Semi-commercial mortgages are designed for properties that have both residential and commercial elements, such as a shop with flats above or a mixed-use development. These properties must be secured against a single title.

    How can I find the best rates for semi-commercial mortgages?

    To find the best rates, borrowers should compare offers from various lenders, including challenger banks and specialist lenders. It’s also beneficial to consult with a mortgage broker who specializes in commercial mortgages to access a wider range of products and rates.

  • Semi-Commercial Mortgage Lending Set to Exceed £1 Billion

    Semi-Commercial Mortgage Lending Set to Exceed £1 Billion

    The semi-commercial mortgage sector is poised for significant growth, with lending expected to surpass £1 billion by the end of 2026. This surge is driven by rising transaction volumes and average loan sizes, reflecting a robust demand for mixed-use properties that combine residential and commercial elements.

    TL;DR: Semi-commercial mortgage lending is projected to exceed £1 billion by 2026, with £242 million completed in Q2 2026 alone; landlords and investors should prepare for increased opportunities in this expanding market.

    What is Driving the Growth in Semi-Commercial Mortgages?

    In the second quarter of 2026, semi-commercial mortgage lending reached £242 million, marking a 20% increase from £201 million in the same period last year. This growth is attributed to a 13% rise in transaction volumes, which increased from approximately 415 completions in Q2 2025 to 470 in Q2 2026. The average loan size also saw an uptick, rising from £484,000 to £515,000.

    How Are Lenders Responding to Market Demand?

    The number of active lenders in the semi-commercial mortgage market has grown from 25 to 28 over the past year, indicating an expanding competitive market. Additionally, the variety of dedicated semi-commercial and mixed-use mortgage products has increased by nearly 20%, now totaling 94 options. This diversification is essential for borrowers seeking tailored financing solutions.

    What This Means for Landlords and Investors

    For landlords and investors, the increasing availability of semi-commercial mortgages presents new opportunities. The average loan-to-value ratio has risen from 64% to 67%, making it easier for borrowers to secure financing. With fixed rates easing slightly to around 6.70%, this could encourage more landlords to consider mixed-use properties as viable investments. The market’s growth signals a shift in focus towards properties that blend residential and commercial uses, which can offer enhanced rental yields and diversification benefits.

    What Should Borrowers Watch Next?

    As the semi-commercial mortgage market continues to expand, borrowers should keep an eye on interest rates and product offerings from lenders. Challenger and specialist lenders are currently quoting rates between 6.0% and 9.0%, depending on the asset type and transaction complexity. With TAB’s variable-rate product priced at Bank Rate plus 3.5 percentage points, resulting in a current rate of 7.25%, borrowers should evaluate their options carefully to ensure they secure the best deal for their needs.

    Frequently Asked Questions

    What types of properties qualify for semi-commercial mortgages?

    Semi-commercial mortgages are typically secured against properties that have both residential and commercial uses, such as mixed-use buildings. These properties must meet specific criteria set by lenders to qualify for financing.

    How can I find the best semi-commercial mortgage rates?

    To find the best semi-commercial mortgage rates, borrowers should compare offers from various lenders, including challenger banks and specialist lenders. It is also advisable to consult with a mortgage broker who can provide tailored advice based on individual financial circumstances.

  • Semi-Commercial Mortgage Lending to Exceed £1 Billion by 2026

    Semi-Commercial Mortgage Lending to Exceed £1 Billion by 2026

    The semi-commercial mortgage sector is on track for significant growth, with lending expected to surpass £1 billion by the end of 2026. This surge is driven by increasing transaction volumes and rising average loan sizes, indicating a robust demand for mixed-use properties that combine residential and commercial elements.

    TL;DR: Semi-commercial mortgage lending is projected to exceed £1 billion by 2026; landlords and investors should prepare for a growing market with increased competition and more product options.

    What is Driving Growth in Semi-Commercial Mortgages?

    In the second quarter of 2026, semi-commercial lending reached £242 million, a 20% increase from £201 million in the same period last year. This growth is reflected in a 13% rise in transaction volumes, from approximately 415 completions in Q2 2025 to 470 in Q2 2026. The increase in lending value is attributed to a 6% rise in average loan sizes, which grew from £484,000 to £515,000.

    Who are the Key Players in the Market?

    The number of active lenders in the semi-commercial mortgage sector has increased from 25 to 28 over the past year. This expansion includes a notable rise in dedicated semi-commercial and mixed-use mortgage products, which have grown by nearly 20% to a total of 94 offerings. The shift in lending dynamics has been influenced by mainstream banks scaling back on complex commercial lending, creating opportunities for challenger banks and specialist lenders to fill the gap.

    What This Means for Landlords and Investors

    For landlords and property investors, the growth in semi-commercial mortgage lending signifies a more competitive market with increased options for financing mixed-use properties. The average loan-to-value ratios have also risen from 64% to 67%, making it easier for borrowers to secure larger loans against their properties. Additionally, average fixed rates have eased slightly to around 6.70%, down from 6.85% earlier in the year, providing potential cost savings for new borrowers.

    What Should Borrowers Watch Next?

    As the semi-commercial mortgage market continues to expand, borrowers should keep an eye on the evolving market of lending products and rates. With rates from challenger and specialist lenders ranging between 6.0% and 9.0%, depending on the asset and transaction complexity, it is important for borrowers to assess their options carefully. The anticipated continued growth in the market could lead to further product innovations and competitive pricing, making it an opportune time for those looking to invest in mixed-use properties.

    Frequently asked questions

    What are semi-commercial mortgages?

    Semi-commercial mortgages are loans secured against properties that have both residential and commercial uses, allowing investors to finance mixed-use developments.

    How can I benefit from the growth in semi-commercial lending?

    Investors can benefit from increased lending options and potentially lower rates, making it easier to finance mixed-use properties and expand their portfolios.